Annuities

What is Annuities?

An annuity is a financial product that provides a guaranteed income stream, typically used for retirement planning. It can be structured to pay out for a specific period or for the lifetime of the annuitant.

What Problems Does Annuities Solve?

  1. Running out of money in retirement
  2. Exposure to market volatility – Fluctuations in the stock market can lead to significant losses.
  3. Legacy Planning

Guaranteed Income

Annuities offer guaranteed income for life or a specified period, ensuring you have a reliable source of funds throughout your retirement.

 

This eliminates the worry of outliving your savings and provides financial stability.

Protection against market volatility and potential growth

Annuities offer various options, such as fixed or indexed annuities, that can provide protection against market volatility.

 

With fixed annuities, you get a guaranteed interest rate, while indexed annuities offer potential growth linked to a market index with downside protection.

Legacy Planning

Annuities can include beneficiary payouts, ensuring that your loved ones receive financial support even after your passing.

 

Additionally, death benefit riders can guarantee a specified amount for beneficiaries, even if the annuity’s value has decreased.

Ready to Secure Your Financial Future?

Have questions about how annuities can help you? Our experts are here to provide personalized advice and explore your options.

Key Features of Annuities

Guaranteed Income

Ensure a steady income stream for life or a specified period

Protection Against Volatility

Safeguard your retirement funds from market fluctuations.

Flexible Options

Choose from fixed, indexed, or variable annuities to suit your needs.

Beneficiary Payout

Provide a financial legacy for your loved ones

Tax-Deferred Growth

Maximize your savings with tax-deferred investment growth.

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